
Before You Apply for Another Loan, Build the File Lenders Actually Review
A practical guide to how small-business lending decisions get made, what to have ready before you apply, and what to do if the answer is no.
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Stories, trends, and opportunities shaping Black business.

A practical guide to how small-business lending decisions get made, what to have ready before you apply, and what to do if the answer is no.
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Tobi Egberongbe’s independently owned fashion brand Mifland grew 340% and is planning its first permanent store in New York. The Nigerian-American founder has…
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The Black Chamber of Arizona is pursuing a goal of helping Black-owned businesses create 100,000 jobs by 2035. The chamber is expanding programs focused on…
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Wellcome Care Group launched Wellcome, a digital behavioral-health platform connecting students at historically Black colleges and universities with licensed…
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A BlackRefer Podcast
Latest Episode · Episode 2 · Hosted by AJ
AJ covers three recent stories for Black-owned businesses: a Revolt and Target funding model that pays every founder in an HBCU cohort and leaves their equity alone; Pressed Roots' first salon outside Texas, with a franchise path coming in 2027; and The Oaks Hospitality Group's acquisition of a historic Baltimore venue that is already booked through 2028. The Referral of the Week is the BlackRefer Insight "Own Your Name Before Someone Else Does," and the game is a free trademark search before you spend on signs or merch.
BlackRefer Insights

A practical guide for small-business owners who want AI to save real time without putting their reputation, their customers’ trust or their standards at risk.
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A practical guide to how small-business lending decisions get made, what to have ready before you apply, and what to do if the answer is no.
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A plain-language guide to protecting your business name across your state filing, a federal trademark, your domain and your social handles, including how to…
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A practical definition of a brand for small-business owners: the sentence a satisfied customer uses to recommend you, and how to shape it, make it easy to…
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How Black-owned brands can turn heritage, identity and cultural knowledge into a real strategic asset, in product, trust and storytelling, instead of a…
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How to tell whether your business needs a full rebrand, a refresh or a simple cleanup, what a name change can cost you in recognition, search and referrals,…
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Afreximbank’s CANEX Creations acquired an equity stake in CREAM, the creator platform founded by Nigerian music executive and entrepreneur Oladapo “D’banj”…
Connected in the Directory
Offers outsourced bookkeeping, accounting, and tax preparation for growing businesses. The CPA-led practice also provides tax planning and financial analysis.
Financial ServicesProvides investment, tax, and estate planning guidance for individuals and organizations. Its planning approach addresses multigenerational wealth objectives.
Financial ServicesParent company of Mechanics and Farmers Bank, historically Black financial institution serving North Carolina communities since 1907.
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Refer to grow the network. List to boost visibility. Both take under a minute.